Without thinking too much about it, answer me this question with 3 statements
"If you are to pass away today, at your eulogy, how would people describe you?"
"You pass away at age 85, how you want people to talk about you at your eulogy?"
That is the gap between where you are now, and where you truly want to be.
In the course of my career as a financial consultant, I had met up with many people from all walks of life. And they can generally be categorised into 3 groups of people.
This group of individuals has become complacent in their current situation. They prioritize short-term comfort and security over long-term growth and financial freedom. They often shy away from taking calculated risks, fearing the unknown and potential failure. As a result, they may feel stuck in a rut, watching as others around them achieve their goals and pursue their passions. They may rationalize their situation, convincing themselves that they're "good enough" or that they don't need more. However, deep down, they may feel a sense of restlessness, a nagging feeling that they're capable of more.
These individuals are driven, motivated, and always striving for more. They're goal-oriented, setting ambitious targets for themselves and working tirelessly to achieve them. They're not afraid to take calculated risks, embracing challenges as opportunities for growth and learning. Go-getters are often high-energy, enthusiastic, and infectious, inspiring those around them to pursue their own passions. However, their relentless drive can sometimes lead to burnout, and they may struggle with work-life balance. Despite this, they're always pushing forward, seeking the next challenge and the next opportunity to succeed.
This group of individuals has achieved a heightened sense of financial freedom and fulfillment. They've worked hard to create a life of abundance, but they're not defined solely by their wealth. Instead, they've cultivated a deep understanding of what truly brings them joy and fulfillment. They prioritize experiences, relationships, and personal growth over material possessions. They're often generous, philanthropic, and community-minded, using their resources to make a positive impact on the world. They've also developed a sense of contentment, recognizing that true happiness and fulfillment come from within. As a result, they're able to live life on their own terms, pursuing their passions and interests without being driven by financial stress or anxiety.
As individuals navigate their financial journeys, they often oscillate between three realms: the Comfort Zone, the Go-Getter's Domain, and the Financially Fulfilled Realm. These realms are not mutually exclusive, and people may find themselves shifting between them as their circumstances, mindset, and priorities change.
This is a state of financial stagnation, where individuals prioritize short-term comfort and security over long-term growth and financial freedom.
This embodies a mindset of relentless drive and ambition, where individuals are constantly striving to achieve more, earn more, and accumulate more. While this realm can bring significant financial rewards, it can also lead to burnout and an unbalanced life.
This is a state of optimal financial well-being, where individuals have cultivated a deep understanding of their values, priorities, and financial goals. They have achieved a sense of financial independence, freedom, and peace of mind.